Funds/Mutual funds
Mutual fund schemes
Direct plans only. Direct Growth when we can tell the option. Returns from daily AMFI NAV via MFAPI — not SEBI PMS TWRR. Research only.
AMFI NAV · data via MFAPI
CAGR, trailing 1Y/3Y/5Y, max drawdown, and Calmar from AMFI daily NAV via OpenStatz (252 trading days/year). Not SEBI PMS TWRR.
Direct plans only
- Axis Multi Asset Allocation Fund - Direct Plan - Growth Option OptionAxis Mutual FundDirect · Growth
- CAGR
- 10.95%
- 1Y
- 5.29%
- 3Y
- 13.40%
- Max DD
- -27.42%
As of 2026-10-07
- Axis Multi Factor Passive FoF - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 8.99%
- 1Y
- -3.44%
- 3Y
- 7.40%
- Max DD
- -22.01%
As of 2026-10-07
- Axis Multi-Asset Omni FoF - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -11.38%
As of 2026-10-07
- Axis Multicap Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 16.37%
- 1Y
- 8.01%
- 3Y
- 18.88%
- Max DD
- -18.08%
As of 2026-10-07
- Axis NASDAQ 100 US Specific Equity Passive FOF - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 37.08%
- 1Y
- 36.25%
- 3Y
- 35.47%
- Max DD
- -23.05%
As of 2026-10-07
- Axis Nifty 100 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 11.71%
- 1Y
- -7.22%
- 3Y
- 7.56%
- Max DD
- -37.03%
As of 2026-10-07
- Axis Nifty 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 6.63%
- 1Y
- -9.03%
- 3Y
- 5.89%
- Max DD
- -15.82%
As of 2026-10-07
- Axis Nifty 500 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- -1.50%
- 1Y
- -4.24%
- 3Y
- Not reported
- Max DD
- -18.57%
As of 2026-10-07
- Axis Nifty Bank Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 6.15%
- 1Y
- -1.49%
- 3Y
- Not reported
- Max DD
- -18.33%
As of 2026-10-07
- Axis Nifty Capital Markets Index Fund - Direct PlanAxis Mutual FundDirect
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -10.92%
As of 2026-10-07
- Axis Nifty Energy Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -5.07%
As of 2026-10-07
- Axis Nifty IT Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- -2.16%
- 1Y
- -18.70%
- 3Y
- -3.36%
- Max DD
- -42.31%
As of 2026-10-07
- Axis Nifty India Defence Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -8.69%
As of 2026-10-07
- Axis Nifty Midcap 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 17.74%
- 1Y
- 3.90%
- 3Y
- 14.13%
- Max DD
- -20.27%
As of 2026-10-07
- Axis Nifty Next 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 12.02%
- 1Y
- 1.92%
- 3Y
- 16.38%
- Max DD
- -26.35%
As of 2026-10-07
- Axis Nifty Smallcap 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 17.64%
- 1Y
- 13.51%
- 3Y
- 17.91%
- Max DD
- -27.74%
As of 2026-10-07
- Axis Nifty50 Equal Weight Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -10.06%
As of 2026-10-07
- Axis Nifty500 Low Volatility 50 Index Fund - Direct Plan - GrowthAxis Mutual FundDirect · Growth
- CAGR
- Not reported
- 1Y
- Not reported
- 3Y
- Not reported
- Max DD
- -0.81%
As of 2026-10-07
- Axis Nifty500 Momentum 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 8.64%
- 1Y
- 2.67%
- 3Y
- Not reported
- Max DD
- -17.02%
As of 2026-10-07
- Axis Nifty500 Quality 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- -5.02%
- 1Y
- -3.73%
- 3Y
- Not reported
- Max DD
- -15.01%
As of 2026-10-07
- Axis Nifty500 Value 50 Index Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 3.71%
- 1Y
- 3.80%
- 3Y
- Not reported
- Max DD
- -18.11%
As of 2026-10-07
- Axis Overnight Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 4.24%
- 1Y
- 4.22%
- 3Y
- 4.89%
- Max DD
- -0.10%
As of 2026-10-07
- Axis Quant Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 9.47%
- 1Y
- -3.78%
- 3Y
- 7.57%
- Max DD
- -22.97%
As of 2026-10-07
- Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 10.63%
- 1Y
- -2.78%
- 3Y
- 10.11%
- Max DD
- -25.88%
As of 2026-10-07
- Axis Retirement Fund - Conservative Plan - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 8.53%
- 1Y
- -2.17%
- 3Y
- 7.08%
- Max DD
- -12.73%
As of 2026-10-07
- Axis Retirement Fund - Dynamic Plan - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 11.77%
- 1Y
- -2.74%
- 3Y
- 10.98%
- Max DD
- -17.13%
As of 2026-10-07
- Axis Services Opportunities Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- -4.81%
- 1Y
- -6.40%
- 3Y
- Not reported
- Max DD
- -18.41%
As of 2026-10-07
- Axis Short Term Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 8.39%
- 1Y
- 5.59%
- 3Y
- 8.05%
- Max DD
- -2.60%
As of 2026-10-07
- Axis Silver Fund of Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 40.96%
- 1Y
- 45.35%
- 3Y
- 45.12%
- Max DD
- -46.10%
As of 2026-10-07
- Axis Small Cap Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 22.95%
- 1Y
- 9.16%
- 3Y
- 15.05%
- Max DD
- -34.64%
As of 2026-10-07
- Axis US Specific Treasury Dynamic Debt Passive FOF - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 6.74%
- 1Y
- 4.90%
- 3Y
- Not reported
- Max DD
- -4.94%
As of 2026-10-07
- Axis Ultra Short Term Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 7.05%
- 1Y
- 6.90%
- 3Y
- 7.70%
- Max DD
- -0.81%
As of 2026-10-07
- Axis Ultra Short to Short Term Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 7.96%
- 1Y
- 6.40%
- 3Y
- 7.69%
- Max DD
- -1.46%
As of 2026-10-07
- Axis Value Fund - Direct Plan - Growth OptionAxis Mutual FundDirect · Growth
- CAGR
- 16.00%
- 1Y
- 5.17%
- 3Y
- 17.40%
- Max DD
- -20.20%
As of 2026-10-07
- BAJAJ FINSERV LARGE CAP FUND - Direct Plan - GrowthBajaj Finserv Mutual FundDirect · Growth
- CAGR
- -0.79%
- 1Y
- -2.13%
- 3Y
- Not reported
- Max DD
- -16.95%
As of 2026-10-07
- BANDHAN Arbitrage Fund - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.07%
- 1Y
- 6.63%
- 3Y
- 7.41%
- Max DD
- -0.75%
As of 2026-10-07
- BANDHAN Balanced Advantage Fund - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 9.53%
- 1Y
- 3.45%
- 3Y
- 9.47%
- Max DD
- -25.89%
As of 2026-10-07
- BANDHAN CONSERVATIVE HYBRID FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 8.24%
- 1Y
- 1.79%
- 3Y
- 7.13%
- Max DD
- -11.38%
As of 2026-10-07
- BANDHAN CREDIT RISK FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.25%
- 1Y
- 5.61%
- 3Y
- 7.55%
- Max DD
- -2.59%
As of 2026-10-07
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - APRIL 2032 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.52%
- 1Y
- 4.18%
- 3Y
- 7.48%
- Max DD
- -2.25%
As of 2026-10-07
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.50%
- 1Y
- 5.92%
- 3Y
- 7.67%
- Max DD
- -0.38%
As of 2026-10-07
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEPTEMBER 2027 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.68%
- 1Y
- 5.89%
- 3Y
- 7.91%
- Max DD
- -0.42%
As of 2026-10-07
- BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 6.51%
- 1Y
- 5.22%
- 3Y
- 7.79%
- Max DD
- -2.87%
As of 2026-10-07
- BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.72%
- 1Y
- 3.34%
- 3Y
- 7.75%
- Max DD
- -1.99%
As of 2026-10-07
- BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 6.40%
- 1Y
- 5.44%
- 3Y
- 7.69%
- Max DD
- -3.09%
As of 2026-10-07
- BANDHAN Corporate Bond Fund - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.56%
- 1Y
- 5.50%
- 3Y
- 7.43%
- Max DD
- -3.47%
As of 2026-10-07
- BANDHAN Dynamic Term Fund - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 8.53%
- 1Y
- 6.92%
- 3Y
- 8.30%
- Max DD
- -6.96%
As of 2026-10-07
- BANDHAN ELSS - Tax Saver Fund - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 16.39%
- 1Y
- -1.75%
- 3Y
- 8.85%
- Max DD
- -42.60%
As of 2026-10-07
- BANDHAN EQUITY SAVINGS FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 7.50%
- 1Y
- 3.21%
- 3Y
- 6.87%
- Max DD
- -17.29%
As of 2026-10-07
- BANDHAN FINANCIAL SERVICES FUND - Direct Plan - GrowthBandhan Mutual FundDirect · Growth
- CAGR
- 13.99%
- 1Y
- -1.40%
- 3Y
- 14.00%
- Max DD
- -17.31%
As of 2026-10-07
| Scheme | CAGR | 1Y | 3Y | Max DD | As of | Actions |
|---|---|---|---|---|---|---|
| Axis Multi Asset Allocation Fund - Direct Plan - Growth Option Option Axis Mutual FundMFDirect · Growth | 10.95% | 5.29% | 13.40% | -27.42% | 2026-10-07 | |
| Axis Multi Factor Passive FoF - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 8.99% | -3.44% | 7.40% | -22.01% | 2026-10-07 | |
| Axis Multi-Asset Omni FoF - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | Not reported | Not reported | Not reported | -11.38% | 2026-10-07 | |
| Axis Multicap Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 16.37% | 8.01% | 18.88% | -18.08% | 2026-10-07 | |
| Axis NASDAQ 100 US Specific Equity Passive FOF - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 37.08% | 36.25% | 35.47% | -23.05% | 2026-10-07 | |
| Axis Nifty 100 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 11.71% | -7.22% | 7.56% | -37.03% | 2026-10-07 | |
| Axis Nifty 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 6.63% | -9.03% | 5.89% | -15.82% | 2026-10-07 | |
| Axis Nifty 500 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | -1.50% | -4.24% | Not reported | -18.57% | 2026-10-07 | |
| Axis Nifty Bank Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 6.15% | -1.49% | Not reported | -18.33% | 2026-10-07 | |
| Axis Nifty Capital Markets Index Fund - Direct Plan Axis Mutual FundMFDirect | Not reported | Not reported | Not reported | -10.92% | 2026-10-07 | |
| Axis Nifty Energy Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | Not reported | Not reported | Not reported | -5.07% | 2026-10-07 | |
| Axis Nifty IT Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | -2.16% | -18.70% | -3.36% | -42.31% | 2026-10-07 | |
| Axis Nifty India Defence Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | Not reported | Not reported | Not reported | -8.69% | 2026-10-07 | |
| Axis Nifty Midcap 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 17.74% | 3.90% | 14.13% | -20.27% | 2026-10-07 | |
| Axis Nifty Next 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 12.02% | 1.92% | 16.38% | -26.35% | 2026-10-07 | |
| Axis Nifty Smallcap 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 17.64% | 13.51% | 17.91% | -27.74% | 2026-10-07 | |
| Axis Nifty50 Equal Weight Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | Not reported | Not reported | Not reported | -10.06% | 2026-10-07 | |
| Axis Nifty500 Low Volatility 50 Index Fund - Direct Plan - Growth Axis Mutual FundMFDirect · Growth | Not reported | Not reported | Not reported | -0.81% | 2026-10-07 | |
| Axis Nifty500 Momentum 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 8.64% | 2.67% | Not reported | -17.02% | 2026-10-07 | |
| Axis Nifty500 Quality 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | -5.02% | -3.73% | Not reported | -15.01% | 2026-10-07 | |
| Axis Nifty500 Value 50 Index Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 3.71% | 3.80% | Not reported | -18.11% | 2026-10-07 | |
| Axis Overnight Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 4.24% | 4.22% | 4.89% | -0.10% | 2026-10-07 | |
| Axis Quant Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 9.47% | -3.78% | 7.57% | -22.97% | 2026-10-07 | |
| Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 10.63% | -2.78% | 10.11% | -25.88% | 2026-10-07 | |
| Axis Retirement Fund - Conservative Plan - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 8.53% | -2.17% | 7.08% | -12.73% | 2026-10-07 | |
| Axis Retirement Fund - Dynamic Plan - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 11.77% | -2.74% | 10.98% | -17.13% | 2026-10-07 | |
| Axis Services Opportunities Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | -4.81% | -6.40% | Not reported | -18.41% | 2026-10-07 | |
| Axis Short Term Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 8.39% | 5.59% | 8.05% | -2.60% | 2026-10-07 | |
| Axis Silver Fund of Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 40.96% | 45.35% | 45.12% | -46.10% | 2026-10-07 | |
| Axis Small Cap Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 22.95% | 9.16% | 15.05% | -34.64% | 2026-10-07 | |
| Axis US Specific Treasury Dynamic Debt Passive FOF - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 6.74% | 4.90% | Not reported | -4.94% | 2026-10-07 | |
| Axis Ultra Short Term Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 7.05% | 6.90% | 7.70% | -0.81% | 2026-10-07 | |
| Axis Ultra Short to Short Term Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 7.96% | 6.40% | 7.69% | -1.46% | 2026-10-07 | |
| Axis Value Fund - Direct Plan - Growth Option Axis Mutual FundMFDirect · Growth | 16.00% | 5.17% | 17.40% | -20.20% | 2026-10-07 | |
| BAJAJ FINSERV LARGE CAP FUND - Direct Plan - Growth Bajaj Finserv Mutual FundMFDirect · Growth | -0.79% | -2.13% | Not reported | -16.95% | 2026-10-07 | |
| BANDHAN Arbitrage Fund - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.07% | 6.63% | 7.41% | -0.75% | 2026-10-07 | |
| BANDHAN Balanced Advantage Fund - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 9.53% | 3.45% | 9.47% | -25.89% | 2026-10-07 | |
| BANDHAN CONSERVATIVE HYBRID FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 8.24% | 1.79% | 7.13% | -11.38% | 2026-10-07 | |
| BANDHAN CREDIT RISK FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.25% | 5.61% | 7.55% | -2.59% | 2026-10-07 | |
| BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - APRIL 2032 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.52% | 4.18% | 7.48% | -2.25% | 2026-10-07 | |
| BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.50% | 5.92% | 7.67% | -0.38% | 2026-10-07 | |
| BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEPTEMBER 2027 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.68% | 5.89% | 7.91% | -0.42% | 2026-10-07 | |
| BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 6.51% | 5.22% | 7.79% | -2.87% | 2026-10-07 | |
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.72% | 3.34% | 7.75% | -1.99% | 2026-10-07 | |
| BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 6.40% | 5.44% | 7.69% | -3.09% | 2026-10-07 | |
| BANDHAN Corporate Bond Fund - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.56% | 5.50% | 7.43% | -3.47% | 2026-10-07 | |
| BANDHAN Dynamic Term Fund - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 8.53% | 6.92% | 8.30% | -6.96% | 2026-10-07 | |
| BANDHAN ELSS - Tax Saver Fund - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 16.39% | -1.75% | 8.85% | -42.60% | 2026-10-07 | |
| BANDHAN EQUITY SAVINGS FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 7.50% | 3.21% | 6.87% | -17.29% | 2026-10-07 | |
| BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth Bandhan Mutual FundMFDirect · Growth | 13.99% | -1.40% | 14.00% | -17.31% | 2026-10-07 |
1910 schemes · research only · not SEBI PMS TWRR · no most-bought ranks
Schemes with an AMFI NAV in the last year. Search still finds older plans.